While renters insurance isn't a mandatory requirement, we strongly urge you to secure a policy. This small monthly investment offers significant peace of mind and crucial financial protection for your personal property.

Safeguard Your Valuables: Imagine losing everything you own in a fire, or having your laptop and jewelry stolen. Renters insurance provides the financial means to repair or replace your personal belongings due to a wide range of perils, including:

• Fire and smoke damage
• Theft
• Vandalism
• Water damage (from burst pipes, etc.)
• Certain natural disasters (check your policy for specifics)

Landlord's Insurance Doesn't Cover You: It's a common misconception that your landlord's property insurance will protect your personal items. This is not the case. Our WC Smith property insurance explicitly covers the building itself, but it offers no coverage for your furniture, electronics, clothing, or any other personal possessions within your rented unit. Without renters insurance, you would be solely responsible for the cost of replacing everything out of your own pocket.

Affordable Peace of Mind: The cost of renters insurance is remarkably low, typically ranging from just $12 to $20 per month. This small premium is a negligible expense when weighed against the potential cost of replacing all your belongings, which could amount to thousands of dollars.

Flexibility and Choice: You are free to choose any insurance provider you prefer. We recommend comparing quotes from various companies to find the best coverage and rate that suits your needs.

Don't wait until disaster strikes to realize the value of renters insurance. Protect your possessions and your financial well-being with this affordable and essential coverage.

As a resident of Naylor Overlook, you'll be responsible for setting up and paying for a few key utilities to make your apartment feel like home. These include:

• Electricity
• Cable, phone, and Internet services (if you choose to have them)

Good news! WC Smith takes care of all water and trash fees, so you won't need to worry about those.

We offer a few convenient ways to pay your rent. You can pay online through your resident portal or resident app. 

You'll be glad to know that convenient grocery shopping is just a stone's throw away! Both a Giant Food and a Lidl are located a little less than a half mile away from your door, easily accessible in the vibrant Skyland Town Center. This makes stocking your pantry quick and easy, whether you're looking for a full-service supermarket or a discount grocer.

In order to apply for an apartment at Naylor Overlook, you'll need the following

Two Forms of ID:   

• Adults: Government-issued ID, Passport or valid DHS authorization ID
• Children: Birth certificate (long form) and SS card

All Proof of Income and Current Employment

• Last three consecutive paystubs
• Monthly fixed income (must be within 30-day of application date)
• Proof of any/all retirement accounts

$50 Processing Fee, Non-Refundable

(All applicants 18 years of age and older must complete a separate application)

At Naylor Overlook, convenience is standard. We've made life easy by including a beautiful stainless-steel appliance package, including a built-in microwave and dishwasher. Consider your chores officially streamlined.